OUR UNIQUE LOAN PRODUCTS

Honest & ethical loans that truly help

0% Interest Emergency Loan

This one-time $500 loan is available for a $25 fee and a 5-month payback term. It’s ideal for those unexpected repairs and expenses that take you and your limited budget by surprise.

Flexible Installment Loans

Borrow $500-$6000 payable in 6 months to 2 years at 23.99% interest + a $25 fee. This is 1/12th the cost of a typical payday loan & avoids the compounding interest of credit cards, making it the smarter option.

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What does it take to get approved for a loan?

  • At least one year on the job

  • Benefits-eligible status

  • No active bankruptcy

  • Employees with personal information we can confirm

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Build Your Credit

AN HONEST DEAL

Fast, friendly, and private, we are the antidote to aggressive, unscrupulous lenders because we believe an unexpected expense shouldn’t create an avalanche of financial problems. Use our tools & resources to demystify & simplify personal financial management and help you succeed at running your budget.

HOW IT WORKS

You build credit when you pay bills on time and prove you can manage credit. We can help. Unlike payday loans, our flexible installment loan gets reported to the credit bureau. That means your payments will get reported to the credit bureau, building up your profile as a credit-worthy consumer.

THE REPAYMENT

Because we use an easy-to-pay-back payroll deduction, you will always repay your loan on time AND you’ll never deal with a new bill. Our flexible repayment terms ensure your payments will work for you, with no fine print “gotchas” or surprise fees. It’s simple & straightforward.

GET STARTED NOW:

Approval takes 10 minutes. Our team of bilingual (English/Spanish) customer service representatives are ready to help.

Apply Now